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What to offer when you found the Northville home of your dreams. (or any home in the metro area)
Here are things to ask for: 1.) Personal Property. Ask for the pool table, ask for furniture, ask for the appliances, ask for the riding mower, or the boat. These are give mees that sellers may say let's just throw it in to sell the house. It's free for you and may save you a few dollars. Especially if you need them. 2) Home Warranty. This help protects you if there is a major repair within the first year. The seller doesn't have to pay for this until closing, so it is no money out of his pocket. 3.) Repairs. If you know of something that needs repaired. Ask for it to be fixed before closing. It will save you the cost and time of having it fixed yourself. 4.) Closing Costs. Did you know that lender allows the seller to pay up to 3%- 6% of the purchase price? If you don't have a lot of money this is a great way to get your closing costs paid for. It is basically a reduction in your sales price. (You have to remember that this is a reduction to the seller's bottom line. So you can't do a low ball offer and ask for seller's concessions. You can save your money to buy furniture or things you need when you move in. The seller can pay for the title insurance, appraisal, survey, bank fees and even set up your escrow account. They can even pay for your pre-paid interest. (that is the interest until the first of the month) 5.) Tax pro-rations. This is a great one. The seller paid this months ago and may not even think of getting the pro-rated taxes back from you the buyer. This can add up to several thousand dollars sometimes. The Michigan home seller usually never thinks of this in dollars because he already paid it and it is out of his pocket. I hope these tips help you decide what to offer when you found the Northville home of your dreams. I hope these tips help you get a little lower price for your Northville dream home Search Livonia MI homes for sale Plymouth Home Comparison chart or any city (print off to take with you when looking at homes) Getting your finances in order to buy a Metro Detroit home Michigan First time home buyer tips - what to expect Novi MI real estate information Willow Woods homes for sale Livonia Michigan Michigan trivia, Michigan fun facts, Michigan jokes |
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